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Managed Accounts

An array of independent investment managers for private managed accounts is available. You may choose from a variety of prominent investment managers. Minimum account size may be applicable†.

Account Protection Services

PlanMember Securities Corportation is a member of the Securities Investor Protection Corporation (SIPC), which protects your account up to $500,000 (limited to $100,000 cash).

Insurance

Tom is associated with CIGI Direct Insurance Services. Consumer Insurance Group has long been a leader in providing the nations top Term Insurance Companies through their exclusive "Term Quoter" software that enables me to compare insurance policies from the nations top term insurance carriers side, by side, for an easy to understand comparison of policy features and prices.

*For more complete information about the securities offered, including charges and expenses, contact Thomas C. Schemenauer to request a prospectus. Read carefully before you invest or send any money.

** Penalties may apply to withdrawals made prior to age 59 1/2. These rules are complex and contain many conditions and exceptions. Therefore, it is suggested that you consult with a tax advisor before you take a withdrawal from your retirement plan. You can find more specific information on the tax treatment of payments from qualified retirement plans in IRS Publication 575 and IRS Publication 590. These publications are available from your local IRS office or by calling 1-800-TAX-FORM.

A complete description of all fees and services may be found in the various disclosure statements. Please read these statements carefully before investing any money.